Using FSA, HSA & Vision Insurance

Many of our customers use their flexible spending account (FSA), health savings account (HSA) or out-of-network vision benefits to get reimbursed for their Youtop Optical glasses. While we don't process FSA/HSA cards or bill insurance directly, getting reimbursed is usually straightforward.

How it works

Step 1

Place your order

Pay with any payment method accepted at checkout.

Step 2

Save your confirmation email

It lists your frames and lenses as separate items with their prices.

Step 3

Submit for reimbursement

Send it to your FSA/HSA administrator or vision insurance provider, following their claim process.

Need additional order details for your claim? Contact us with your order number and we'll help.

FSA & HSA

Prescription eyeglasses are generally considered an eligible expense for FSA and HSA accounts. Most plans let you pay out of pocket and then request reimbursement with an itemized receipt.

Eligibility for other items, such as non-prescription sunglasses or reading glasses, varies by plan. Check with your plan administrator before ordering if you're unsure.

Tip: Many FSA funds expire at the end of the plan year. If you have a balance left, new glasses can be a good way to use it.

Out-of-network vision insurance

Many vision insurance plans offer reimbursement for glasses purchased from out-of-network retailers like Youtop Optical. Your plan may cover part of the cost of frames, lenses or both, up to its allowance. To file a claim, you'll typically need:

  • Your order confirmation email
  • A completed claim form from your insurance provider
  • In some cases, a copy of your prescription

Coverage amounts and requirements vary by plan, so check your benefits or call your provider for details.

Frequently asked questions

Can I pay with my FSA or HSA card?

We don't process FSA/HSA cards directly, and we can't guarantee they'll be accepted at checkout. We recommend paying with another payment method and submitting your receipt for reimbursement.

Are you in-network with my vision insurance?

We're not in-network with insurance providers and can't bill your insurance directly. Many plans offer out-of-network reimbursement instead.

How much will I get back?

That depends entirely on your plan. Your FSA/HSA administrator or insurance provider can tell you what's covered.

Can you fill out my claim form?

Claim forms are usually completed by the customer, but we're happy to provide any order details you need. Just contact us.

Youtop Optical doesn't guarantee reimbursement. Eligibility and coverage are determined by your FSA, HSA or insurance plan.